Florida Realtors® News
- Factors That Could Move Mortgage Rates Next January 29, 2026With no immediate rate changes from the Fed, the next moves for mortgage rates may depend on economic reports and any action involving mortgage-backed securities.amyc
- Mortgage Rate Up Slightly, Still Near 3-Year Low January 29, 2026Mortgage rates edged higher, with 30-year loans at 6.1% (up from 6.09%) and 15-year rates at 5.49%. Buyers and sellers are watching what comes next.amyc
- Why Long-Empty Homes Are More Than an Eyesore January 29, 2026Vacant and neglected homes can attract pests, wildlife and squatters, raising health and safety concerns for neighbors and putting pressure on nearby property values.amyc
- Metrics That Help Gauge Financial Health January 29, 2026Debt-to-income ratio, savings balances and credit scores shape borrowing power, loan terms and readiness to buy a home in today’s market.amyc
- What to Consider Before Refinancing January 29, 2026Refinancing can lower monthly payments, change loan terms or tap home equity, but fees, credit scores and timing matter when replacing an existing mortgage.amyc
- Fed Keeps Interest Rates Unchanged January 28, 2026The Fed left rates unchanged, citing solid growth and a steady job market. Officials want clearer progress on inflation before resuming cuts, likely later this year.amyc
- 2026 Changes to the Code of Ethics and Arbitration Manual January 28, 2026The Code of Ethics has adapted with the real estate industry for over 100 years. Updates to the Code of Ethics and Arbitration Manual go into effect at the beginning of each year. Here’s what’s new in 2026.amyc
- New Form Streamlines Broker Compensation Agreements January 28, 2026A new compensation form replaces two prior agreements and updates how sellers and brokers offer payment in residential transactions.amyc
- Article 16 Rules Every Realtor Should Know January 28, 2026Members often ask about the ethical boundaries regarding interference with another brokerage’s exclusive representation. The answer is found in Article 16’s Standards of Practice.amyc
- Staying RESPA-Compliant With Referrals January 28, 2026The Real Estate Settlement Procedures Act prohibits referral kickbacks for lenders and settlement services. Paying fair market value for real services is allowed.amyc